From the Desk of Keith Hafner

 A Simple Way to Avoid Trouble

Many of the difficulties people find themselves in are the result of NEGLECT.

You neglect to take proper care of your car or your home.

You neglect to balance your checkbook.

You neglect to give your family and friends the time, the attention they deserve.

You neglect these things, that is, until a crisis occurs.  Then, running around like a crazy person, you make an often-too-late attempt to repair the damage.

Most of these self-induced crises can be avoided by spending time solving problems BEFORE they occur!

Finances in a mess?  Spend fifteen minutes a day (each day!) working on them.

Relationships in the tank?  Devote a full hour each day to repairing them (at first), and then continue investing that time in maintaining, enhancing them!